(A group of women are harvesting rice in a rural Java Indonesia)

Access to finance is the most among key success factors of microenterprises to growth. However, for hard working micro-entrepreneurs, an access to commercial banking services is so hard to afford as majority commercial bankers need valuable collateral, financial records, business license and other bulky requirements. 

Microfinance is financial and microbanking approach to breakdown financial exclusion. Microfinance provides profound opportunities but only a small number of innovative entrepreneurs and business ventures can see and make those become benefits and sustainable profits. In the past, self employment and micro-entrepreneur have been ignored since there was a common myth that unbanked segment was unprofitable and high risk. recently, the market has become a lucrative business for microbankers and microfinanciers.

The presence of microfinance institutions and microbanking in local communities has successfully broadened financial access to micro-entrepreneurs and under-banked clients who need loans for working capital, saving for investment and other financial products. The spectrum of community-based microfinance and microbanking reaches the societies in efficient way and generates profits, and equally important it creates social and spiritual values.

WOODEN SAVING POSTCARD

Please send an email to: contact@mikrobanker.com to get the postcards